Let us help you get a lower rate, change product, or consolidate debt.
Refinancing is the process of replacing your mortgage loan with a new one to reduce monthly payments, lower your interest rates, or use equity for extra cash to make large purchases. Sounds like a win-win situation, right? We think so.
Many homeowners wonder if a refinance might be a good decision. It’s really a personal choice but, in general, it may be beneficial if you can lower your interest rates and plan to stay in the home long enough to recover the closing costs associated with refinancing – referred to as the break-even point. A refinance may also be helpful for those looking to consolidate debt or change the terms of an existing mortgage.
Mortgage Refinance Options include: