Client Appreciation Program


Bank with CIBM and save on your mortgage and more.

Get a Credit on Your Closing Costs

Choose CIBM Bank for both your checking and mortgage needs and receive a closing cost of $200. Make it $500* when you use ClickSWITCH to move your direct deposit to your CIBM checking.

Add a Home Equity Product

When you add a Home Equity Product within 12 months and receive a $200 cash bonus and a .25% rate reduction on the Home Equity when you set up automatic payments.

Closing Cost Credit - Offers require customer to have a mortgage loan and checking account with CIBM Bank, and are limited to one closing cost credit per borrower/co-borrower relationship per year. CIBM Bank Checking Account must be opened prior to loan closing. *To qualify for the $500 closing cost credit, customer must move their Direct Deposit to the CIBM Bank Checking Account via ClickSWITCH prior to loan closing. Minimum opening deposit of $100 is required for new checking accounts. Checking accounts closed within 6 months of opening date subject to a $25.00 early closing fee.sup>†Home Equity Product – Bonus available to CIBM Bank customers with a mortgage loan and checking account upon the addition of a Home Equity Line of Credit or Home Equity term loan. Bonus opportunity is valid within 365 days of mortgage closing. Bonus will be paid to the checking account within 30 days of the Home Equity product closing. Cash bonus considered income and reportable on IRS Form 1099-MISC. We reserve the right to amend or cancel any part of this offer at any time. .25% rate reduction available on the Home Equity upon establishing automatic funds transfer payments from CIBM Checking Account prior to loan closing.